Home Providers Inc. respects your privacy, and this Privacy Policy is intended to inform you of how we protect your private, personal information.
Information Covered by this Policy
Our Policy covers all non-public, personal information received by us that may be used to identify you ("Personal Information").
General Data Protection Regulation Information
Home Providers Inc.acts as a Data Controller (i.e., where we independently determine how any Personal Information is processed), then we manage your Personal Information according to what you have consented to and the terms of this policy.
How We Obtain Personal Information
Home Providers Inc. relies upon many sources of information to understand and meet your needs. We may receive Personal Information about you from:
-You directly, when you complete an application or when you visit us in person, over the phone, through the mail or through our websites;
-Your transactions with any of the companies in or affiliated with the Home Providers Inc. family;
-Consumer reporting agencies;
-Mortgage, Title, appraisal or other companies connected with a financial product or service involved in the sale or purchase of your home;
-Your employer;
-Anyone who you have authorized to provide information; and
-Other sources, in connection with providing you a financial product or service.
Regardless of its source, Home Providers Inc. will not process Personal Information without your consent. Although we do not receive Personal Information from your browser, we do monitor and store certain types of information about visitors to our website--namely, the type of browser used, the user’s country, whether they were referred to us by a search engine, which of our pages they visit, and how those pages perform on the user’s computer. This helps Home Providers Inc. make decisions on how to better design, streamline, and improve performance on our websites. We may use “cookie” technology to improve your experience on our site. For details on our cookie policy, please see our website.
Information Sharing within the Home Providers Inc. Affilliated Companies
To provide you with the full range of financial, relocation, and moving services you may need, Home Providers Inc. takes an integrated approach to the services we provide. In order to be able to provide a full range of services for your needs and make recommendations about a variety of the services offered by Home Providers Inc., we may share Personal Information among the Home Providers Inc. family of companies.
Information Sharing with non- Home Providers Inc. Affiliated Companies
Depending on the type of services you are to receive, Home Providers Inc. may work with and provide your information to companies or persons outside of the Home Providers Inc. family to provide those services to you. For example, Home Providers Inc. may share personal information to:
-service and support our operations generally and to support your account and services that we provide to you, including proposed or actual financing, securitization, secondary market sale, or similar transactions;
-process or administer a transaction or product in connection with a product or transaction that you have requested;
-data storage and processing;
-those you have authorized us to disclose the information;
-other suppliers with whom we have agreements to offer services to you through or with Home Providers Inc.; or
-other suppliers with which we jointly market or provide products or services.
We may also share your Personal Information with these other organizations outside of the Home Providers Inc. family when required by law. For example, we may share personal information to:
-protect against fraud;
-respond to a subpoena or summons; or
-respond to law enforcement or regulatory authorities.
We will not disclose your Personal Information to anyone outside of Home Providers Inc. and our affiliated agents, preferred service providers and companies unless you have authorized us to do so or as otherwise indicated in this Policy or as required by law.
We maintain agreements with our external suppliers limiting the use of your Personal Information only for the purposes you have intended in providing the information. These suppliers are bound to uphold our standards and procedures regarding privacy under the terms of our agreements with them.
Access & Choice
Home Providers Inc. provides you with a reasonable opportunity to access your own Personal Information, to correct that information if inaccurate, or to have it deleted as appropriate--subject to the exceptions stated below. Reasonable access means, for example, that requests for access are made during normal business hours; that you provide requested identification; and that requests are not excessive in number. If, at any time, Home Providers Inc. denies you access to any Personal Information, we will provide you with reasons for denying access and information about how you may make further inquiries. For instance, Home Providers Inc. reserves the right to deny access to information related to investigations or potential or actual litigation where the burden or expense of providing access would be disproportionate to the risks to the individual's privacy, or where the rights of other individuals would be violated. In order to update your information, please send your request by electronic mail to info@homeprovidersinc.com.
You have the right to opt out of any use of your Personal Information at any time via the contact information above. If you opt out of this policy or otherwise decline to provide Personal Information, it may affect your receipt of services.
Data Integrity & Security
Home Providers Inc. will make reasonable effort to keep Personal Information accurate while we are using that information to serve you. Home Providers Inc. appreciates your cooperation in maintaining complete and up-to-date Personal Information and will facilitate your efforts in this regard. Home Providers Inc. retains Personal Information for as long as we have determined it is needed for the purposes for which it was received or as required by contractual, record keeping, or other legal requirements.
We limit access to Personal Information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards to protect your Personal Information. You should always safeguard your own Personal Information by protecting passwords and by safely disposing of records and reports no longer needed.
Enforcement
Dispute Resolution
Home Providers Inc. recognizes the importance of providing you the opportunity to address and resolve complaints about the processing of your Personal Information. Therefore, in addition to any legal remedies that may be available, if you make a complaint with us about the processing of your Personal Information and it is not resolved to your satisfaction internally at Home Providers Inc., you may also file a complaint with the American Arbitration Association ("AAA") at the AAA website, or seek its independent alternative dispute resolution services.
DISCLAIMER CONCERNING USE OF THIS WEBSITE
Notice: This site and the content contained on this site are protected under federal laws, state laws and international treaties.Permission to use this site, the information and documents contained herein are granted only for purposes intended, under the terms as stated herein. This website and all content on this website are owned by Home Providers Inc.. Use of this site, the content on this site and the information herein are being provided to the user of this site under license to use the information contained herein only for the purposes intended by Home Providers Inc. and permitted under law. The user acknowledges and agrees to this license and to use this site and the content contained herein only for the purpose intended. Unauthorized use, reproduction or distribution of the content on this site, or any portion of it, is strictly forbidden and may result in severe civil and criminal penalties, and will be prosecuted to the maximum extent possible under the law.
Notice specific to software available on this website.
Any software that is made available to use or download from this site (“software”) is the copyrighted work of Home Providers Inc. and/or its suppliers. Use of the software is governed by the terms of the end user license agreement, if any, which accompanies or is included with the software (“license agreement”). An end user is not permitted to install any software that is accompanied by or includes a license agreement, unless he or she first agrees to the license agreement terms.
The software is made available for use on this site or downloading solely for use by end users according to the license agreement. Any reproduction or redistribution of the software not in accordance with the license agreement is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.
Without limiting the foregoing, copying or reproduction of the software to any other server or location for further reproduction or redistribution is expressly prohibited.
The software is warranted, if at all, only according to the terms of the license agreement. Except as warranted in the license agreement, Home Providers Inc. hereby disclaims all warranties and conditions with regard to the software, including all implied warranties and conditions of merchantability, fitness for a particular purpose, title and non-infringement.
Notice specific to information on this website
Any person is hereby authorized to view the information available from this web server for informational purposes only and only for purposes intended, under the terms as stated herein. Use of the information from this site is for the purposes intended for this site and will not be copied or posted on any network computer or broadcast in any media, or used for any pecuniary gain except as permitted under the terms of use with the information provider. No part of the information on this server may be redistributed, copied, or reproduced without prior written consent of Home Providers Inc..
Notice specific to documents available on this website
Permission to use documents from this server (“server”) is granted according to the terms outlined herein provided that (1) the below copyright notice appears in all copies and that both the copyright notice and this permission notice appear; (2) use of such documents from this server is for the purposes intended for this site and will not be copied or posted on any network computer or broadcast in any media, or used for any pecuniary gain except as permitted under the terms of use with the document provider; and, (3) no modifications of any documents are made. Use for any other purpose is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.
Documents specified above do not include the design or layout of the Home Providers Inc. website or any other site owned, operated, licensed or controlled by Home Providers Inc. or any of its affiliated entities. Elements of Home Providers Inc. websites are protected by trade dress, trademark, unfair competition, and other federal and state laws and may not be copied or imitated in whole or in part. No logo, graphic, sound or image from any Home Providers Inc.website may be copied or retransmitted unless expressly permitted by Home Providers Inc..
Limitation of warranty; no endorsements
Home Providers Inc. and/or its respective supplier’s make no representations about the suitability of the content including, but not limited to, descriptions or information contained in the documents and related graphics published on this server for any purpose. All such documents and related graphics are provided “as is” without warranty or endorsements of any kind including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Home Providers Inc. and/or its respective suppliers hereby disclaim all warranties and conditions with regard to this information, including all implied warranties and conditions of merchantability, fitness for a particular purpose, title and non-infringement. In no event shall Home Providers Inc. and/or its respective suppliers be liable for any special, indirect or consequential damages or any damages whatsoever resulting from loss of use, data or profits, whether in an action of contract, negligence or other tortious action, arising out of or in connection with the use or performance of information available from this server.
Descriptions of, or references to, products, services or publications within the Home Providers Inc. web server does not imply endorsement approval of that product, service or publication. Home Providers Inc. makes no warranty of any kind with respect to the subject matter included herein, the products listed herein, or the completeness or accuracy of the information. Home Providers Inc. specifically disclaims all warranties, express, implied or otherwise, including without limitation, all warranties of merchantability and fitness for a particular purpose.
The content, including but not limited to, documents and related graphics published on this server could include technical inaccuracies or typographical errors. Changes are periodically added to the information herein without prior notice. Home Providers Inc. and/or its respective suppliers may make improvements and/or changes in the product(s) and/or the program(s) described herein at any time.
In no event shall Home Providers Inc. and/or its respective suppliers be liable for any special, indirect or consequential damages or any damages whatsoever resulting from loss of use, data or profits, whether in an action of contract, negligence or other tortious action, arising out of or in connection with the use or performance of software, documents, provision of or failure to provide services, or information available from this server.
Links to third party sites
Any links in this area will let you leave Home Providers Inc.’s sites. The linked sites are not under the control of Home Providers Inc. and Home Providers Inc. is not responsible for the content of any linked site or any link contained in a linked site, or any changes or updates to such sites. Home Providers Inc. is not responsible for webcasting or any other form of transmission received from any linked site. Home Providers Inc. is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Home Providers Inc. of the site.
References to corporations, their services and products, are provided “as is” without warranty of any kind, either expressed or implied. In no event shall Home Providers, Inc. be liable for any special, incidental, indirect or consequential damage of any kind, or any damages whatsoever resulting from loss of use, data or profits, whether or not advised of the possibility of damage, and on any theory of liability, arising out of or in connection with the use or performance of this information. Any rights not expressly granted herein are reserved.
For further information, contact the webmaster for this site at: info@homeprovidersinc.com
*The Cash-Back bonus is offered in most states. In some states, a commission credit at closing may be provided in lieu of the Cash-Back bonus. The program may not be available in Iowa or outside US. Some state regulations limit the dollar amounts and the type of incentive. Please check with the program coordinator and your expert agent for details. This is not a solicitation if you are already represented by a real estate broker. The program, along with its discounts and rewards, are only available with the purchase and/or sale of your home through the use of a program-approved and referred real estate agent. All real estate transactions are negotiable. Other terms and conditions may apply. If you are relocating through a company sponsored move, please check with your HR department or relocation consultant regarding your benefits.
1 Home Providers Inc. is a brand name of Home Providers, LLC and used to offer a suite of products for home buying and selling purposes. Our Program may make referrals to preferred services that may be affiliated entities. You are not required to use all programs in order to receive the benefits but the offer for the mortgage closing cost credit/savings only applies when using the Home Providers Inc. program identified lender, the cash back offer only applies when using the Home Providers Inc. program estate broker, and any other discounts only apply when using the Home Providers Inc. program identified preferred service provider. The Home Providers Inc. program Business Disclosure may be available at your request. Each program benefit is offered separately. Program benefits are only available through program participants but you are not required to use all programs to receive each separate benefit.
Home Providers Inc. endeavors to refer real estate brokers and agents, household goods providers and other service providers that provide quality services and products. However, Home Providers Inc. program and its respective associates, agents, representatives and clients cannot make any representations or warranties as to the fitness and applicability of the referred brokers and agents, household goods providers and other service providers and their service for your particular situation and purpose. Home Providers Inc. does not provide a warranty with respect to your particular engagement, relationship and experience with the party referred brokers and agents or their services. You must evaluate the brokers, agents household goods providers and other service providers and their services and make selections and decisions based upon your own best judgment, interest, priorities, and concerns. Home Providers Inc. is not providing advice with respect to any selection or decision you may make.
To provide you with better service, Home Providers Inc. may collect certain anonymous information on how you use our website(s). Scroll down to view our Privacy Policy and our Cookie Policy.
2 This not an offer of credit. This is not an offer to enter into an interest rate lock-in agreement. Mortgage approvals are rendered based on individual credit qualifications.
Our preferred mortgage service is engaged in the business of originating residential mortgage loans. They are licensed or authorized to conduct mortgage loan origination in most states. Reference to the term “mortgage banker” is a common, accepted industry term referring to companies engaged only in the business of making mortgage loans. Various state laws and regulations and our individual license in various states refer to our preferred mortgage service as a mortgage lender, mortgage banker or mortgage broker.
For Further information please review our preferred mortgage service licensing information and disclosures from their respective websites.
Home Providers, LLC is a licensed real estate broker for the Home Providers Inc. Program. Home Providers, LLC is making the referral as a licensed real estate broker and will refer you to a licensed real estate broker in the selected area that will provide you the real estate services.
To receive the award, customers must close their real estate transaction with a Home Providers Inc.-referred real estate agent. Due to state regulations, the awards program is not allowed in some states that may include AK, AL, AR, IA, KS, LA, MO, MS, OK, OR, TN. Additionally, if you choose to sell your home with a Home Providers Inc. -referred broker in these states, the benefit may be provided in the form of a reduced real estate commission. If you are purchasing a home and use a Home Providers Inc.-referred broker in these states, and also choose to work with Home Providers Inc. preferred mortgage service for your financing, the preferred mortgage service may issue you a credit toward closing costs; in addition to any other closing cost credit provided by your program. You are not required to use Home Providers Inc. for home purchase financing. None of these programs are valid for corporate-sponsored relocations or mobile homes. Programs can be cancelled or modified at any time without notice.
In many states a purchaser is obligated to pay any applicable taxes for receipt of the real estate cash back rebate and the purchaser should contact a tax professional concerning any possible tax implications of receiving the rebate/credit.
Cash back rewards are available separately on the buy and sell transactions. Offer not available to those utilizing a full service, company paid relocation package.